Use these home and real estate buying tips to save time, money & grief!
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Choosing your real estate professional is perhaps the most important decision you will make when buying property. We hear stories weekly about how real estate agents made peoples lives extremely happy... and some not so happy!
RE/MAX Real Esate Team La Grande sells more homes and property in La Grande & Eastern Oregon than any other real estate firm in this area. In 2012, out of the top 10 sales agents in the La Grande area, we took awards for 5 of the top spots!
We have the experience and connections to get your real estate goals met quickly. Plus, every one of us is truly concerned about you as a client and being sure you are treated with the resect you deserve.
We believe the more you look around, the more you will see the value of working with us.
However, no matter whom you choose, these simple tips will help you find and purchase the home of your dreams more quickly and efficiently. If you're a first-time buyer you can also find more information here.
Before You Shop Real Estate:
Be a smart consumer. Learn the financing basics. Know how to shop for a home loan that's right for you.
Get pre-approved. This takes very little time and lets you know the price range that fits your lifestyle.
Know what you want. The last thing you need is to close a deal and realize you bought a house you don't want. Ask yourself what you're looking for in a home, before you shop. Think about size, commute time and necessary repairs. This is very important.
Keep your debt load to a minimum. Don't make major purchases or incur any additional debt until after your purchase. Pay down credit cards and don't apply for new ones. Remember, financial institutions evaluate your financial situation on your gross monthly income. Your total monthly house costs should not exceed 28 percent of your gross monthly income.
Be prepared to view newly listed homes and property quickly. Sometimes homes sell quickly, so be ready to make fast decisions. Be accessible to change the terms. When a great deal hits the real estate market, the go fast.
Have instant access to your agent. Instant communication can mean the difference in purchasing the property of your choice. If your agent makes you work within their time... you may need to look for another.
Before You Buy Real Estate:
Submit a strong competitive offer. Your real estate agent can help you with this. In mant cases, submitting an offer that is too low will remove your chances of ever aquiring that property. On the other hand, your real estate agent should be able to tell you what offer would be acceptable and keep you from overpaying.
Include a substantial earnest money deposit. Sometimes offers are accepted based on the amount of the deposit.
Try to minimize the number of contingencies. Fewer contingencies mean a stronger offer.
Hire an inspector. A professional building inspector or appraiser will make sure the house of your choice is in satisfactory condition. This will help alleviate finding expensive issues after your real estate purchase.
Check zoning regulations and covenants. Good residential neighborhoods will be zoned to keep out commercial and industrial users. Read any restrictive covenants and make sure they fit your lifestyle.
Request an updated property survey. Be sure it clearly marks property boundaries. Check for problems.
Make sure you know what stays or goes.
Your contract should be very specific about which items (appliances, etc) are included in the sale.
Get agreements in writing. Make certain verbal agreements are written into the final contract to avoid any stressful and expensive issues later.
Please call if you have any questions or we can help in any way:
RE/MAX Real Estate Team La Grande 541-963-1000